HSBC UK Bank Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether HSBC UK Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about HSBC UK Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I have retained an IFA regarding my remortgage because I am on a fixed term contract of 3 years (a media contractor). My contract started date this year. I am seeking a five year fixed rate mortgage. Property value £325k, I want to borrow £150,000. I purchased the property three years ago for £157,000 and I currently owe 115k to HSBC UK Bank
What is the situation with contractor mortgages and HSBC UK Bank? I am a contractor but my hubby has a permanent job. Will HSBC UK Bank take my salary if we make an application in both our names?
As contractor looking for a mortgage with HSBC UK Bank will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.
My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?
As a contractor (HR consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do HSBC UK Bank even grant mortgages to contactors ?
The content set out above covers to properties in England and Wales.
Find out how to order your redemption statement request from HSBC UK Bank