HSBC UK Bank Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether HSBC UK Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about HSBC UK Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
For some years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with HSBC UK Bank in his name using our joint deposit and for me to be added at a later date?
What criteria does a mortgage lender (for example HSBC UK Bank) use to categorise a borrower as a contractor or self-employed. For instance does one have to own more than a particular percentage of a company?
My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?
Were I to advise HSBC UK Bank that I’m contracting, will they charge me a higher rate on my home loan?
I don't know if HSBC UK Bank are in the business of issuing contractor mortgages but in the event that they do how does a HSBC UK Bank contractor mortgage differ from a standard home loan?
The above information is in relation to properties in England and Wales.
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