Hinckley and Rugby Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Hinckley and Rugby offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Hinckley and Rugby and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am seeking some mortgage advice. I am currently an engineering contractor, 12 months into a three year contract. However, I'm unlikely to be moved onto a permanent contract until around March time. So I suppose my question is, will Hinckley and Rugby even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

I have retained an IFA concerning my remortgage because I have just won a fixed term contract of two years (an engineering contractor). My contract begin date this year. I am seeking a three year fixed rate mortgage. Property worth 165K, I want to borrow 132K. I bought the property three years ago for £220,500 and I currently owe 115k to Hinckley and Rugby

For some years now I have been a self employed contractor. Mortgage options are being looked at but it's problematic. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Hinckley and Rugby in his name using our joint deposit and for me to be added at a later date?

I am an IT contractor looking to buy a home in Nottingham. My next step is to secure a mortgage preferably from Hinckley and Rugby. Should I contact Hinckley and Rugby directly or seek the assistance of a contractor specialist mortgage broker who focuses on dealing with contractors and Hinckley and Rugby.

I am well aware that the days of self-certification contractor mortgages are a thing of the past. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. I am particularly interested in a mortgage deal with Hinckley and Rugby

The content set out above is in relation to properties in England and Wales.

Find out how to order your redemption statement request from Hinckley and Rugby

For CQS-Accredited firms, click here for a CQS Dealing with Lenders Policy