Harpenden Building Society Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Harpenden Building Society offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Harpenden Building Society and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I have been dealing with a broker concerning my remortgage because I have just won a fixed term contract of four years (I am a post doc researcher, it is the nature of my work that we have fixed term contracts). My contract started date this year. I am looking for a 5 year fixed rate deal. Property worth £200,000, I want to borrow 132K. I bought the property three years ago for £157,000 and I currently owe 115k to Harpenden Building Society
What is current approach to contractor mortgages and Harpenden Building Society? I am a contractor but my hubby has a permanent job. Will Harpenden Building Society take my salary if we make an application in both our names?
I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 75k contractor mortgage with a lender such as Harpenden Building Society?
What criteria does a mortgage lender (for example Harpenden Building Society) use to categorise someone as a contractor or self-employed. For instance does one have to own more than a particular percentage of a business?
My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?
The above information covers to properties in England and Wales.
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