Halifax Loans Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Halifax Loans offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Halifax Loans and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am Oil & Gas contractor looking to buy a home in Nottingham. My next step is to secure a mortgage preferably from Halifax Loans. Would it be wise to contact Halifax Loans directly or seek the assistance of a contractor specialist mortgage broker who focuses on dealing with contractors and Halifax Loans.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 75k contractor mortgage with a lender such as Halifax Loans?

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

As a contractor (freelance journalist) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Halifax Loans even grant mortgages to contactors ?

Is it correct that Halifax Loans quote higher interest rates in respect of mortgages for contractors?

The above information is in relation to properties in England and Wales.

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