GE Money Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether GE Money offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about GE Money and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I have been dealing with a broker concerning my remortgage because I have just won a fixed term contract of four years (a media contractor). My contract begin date this year. I am looking for a three year fixed rate mortgage. Property worth 165K, I want to borrow 132K. I purchased the property three years ago for 138K and I currently owe 120K to GE Money

What is current approach to contractor mortgages and GE Money? I am a contractor but my husband has a permanent job. Will GE Money take my salary if we make an application in both our names?

Do any sections of the CML Lender's Handbook stipulate the requirements for GE Money when it comes to contractor mortgages or self-employed mortgages.

How can I make myself more attractive to a lender such as GE Money when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

I am well aware that the days of self-certification contractor mortgages are long gone. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. In particular I have my eye on a mortgage deal with GE Money

The content set out above is in relation to properties in England and Wales.

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