Coutts Finance Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Coutts Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Coutts Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
For two years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Coutts Finance in his name using our joint deposit and for me to be added at a later date?
I am a finacial contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably with Coutts Finance. Would it be wise to contact Coutts Finance directly or seek the help of a contractor specialist mortgage broker who is used to dealing with contractors and Coutts Finance.
As contractor looking for a mortgage with Coutts Finance will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.
How can I make myself more attractive to a lender such as Coutts Finance when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
Notwithstanding that I am a contractor (freelance journalist) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Coutts Finance even grant mortgages to contactors ?
The content set out above is in relation to properties in England and Wales.
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