Coutts Finance Contractor Mortgages - Help and FAQs

I am seeking some mortgage advice. I am currently an IT contractor, One year into a 2 contract. However, I'm unlikely to be moved onto a permanent contract until around March time. My question is, will Coutts Finance even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

For three years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Coutts Finance in his name using our joint deposit and for me to be added at a later date?

I am Oil & Gas contractor looking to buy a home in Nottingham. My next step is to secure a mortgage ideally from Coutts Finance. Am I best advised to contact Coutts Finance directly or seek the services of a contractor specialist mortgage broker who is used to dealing with contractors and Coutts Finance.

I am finding the process of looking for a contractor mortgage extremely frustrating. There doesn't seem to be many lenders who really understand my situation and the challenges faced being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

Notwithstanding that I am a contractor (IT consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Coutts Finance even grant mortgages to contactors ?