Coutts & Co Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Coutts & Co offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Coutts & Co and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is current approach to contractor mortgages and Coutts & Co? I am a contractor but my hubby has a permanent job. Will Coutts & Co take my salary should we make an application in both our names?

I am a finacial contractor looking to buy a home in Bedford. My next step is to secure a mortgage ideally from Coutts & Co. Should I contact Coutts & Co directly or seek the help of a contractor specialist mortgage broker who is used to dealing with contractors and Coutts & Co.

Myself and my husband are currently about to apply for a mortgage with Coutts & Co. Next month I commence working as a contractor. My husband is full time employed and so does have a healthy salary. Is it going to be a case of just getting a non-contractor mortgage with Coutts & Co in my husband’s name only?

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

Is it correct that Coutts & Co quote higher interest rates in respect of mortgages for contractors?

The content set out above is in relation to properties in England and Wales.

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