Coutts & Co Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Coutts & Co offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Coutts & Co and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am looking for some mortgage advice. I am currently on a grad scheme, 12 months into a 2 contract. the chances of me being moved onto an employed basis are slim. So I suppose my question is, will Coutts & Co even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

I am a self employed contractor. Mortgage options are being looked at but its problematic. I have considered is whether I could get a letter from my company clarifying that I will be moved onto a permanent contract prior to the expiry of my set term? Would this assist my cause when applying for a mortgage with lend

I am an engineering contractor looking to buy a home in Nottingham. My next step is to secure a mortgage ideally from Coutts & Co. Would it be wise to contact Coutts & Co directly or seek the help of a contractor specialist mortgage broker who is used to dealing with contractors and Coutts & Co.

Does the CML Lender's Handbook stipulate the requirements for Coutts & Co when it comes to contractor mortgages or self-employed mortgages.

I understand that for some banks ‘contractors’ can be a red flag to their lending decision. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. In particular I have my eye on a mortgage deal with Coutts & Co

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