Capital Home Loans Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Capital Home Loans offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Capital Home Loans and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am looking for some mortgage advice. I am currently on a grad scheme, One year into a three year contract. the chances of me being moved onto an employed basis are slim. So I suppose my question is, will Capital Home Loans even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

What is current approach to contractor mortgages and Capital Home Loans? I am a contractor but my partner has a permanent job. Will Capital Home Loans take my salary were we to make a joint application?

in the throws of proceeding through the contractor mortgage process to move to a buy to let with a new mortgage company. All paperwork completed and sent. Received a call from the lender to say they can't move forward with process unless my current manager issues a letter saying my contract will definitely be prolonged and when new end date will be. Any advice?

Myself and my husband are currently about to apply for a mortgage with Capital Home Loans. Next month I commence working as a contractor. My husband is full time employed and so does have a meaningful salary. Is it going to be a case of just getting a non-contractor mortgage with Capital Home Loans in my husband’s name alone?

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

The above information is in relation to properties in England and Wales.

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