Britannia Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Britannia offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Britannia and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
What is current approach to contractor mortgages and Britannia? I am a contractor but my hubby has a permanent job. Will Britannia take my salary should we make an application in both our names?
Do any sections of the CML Lender's Handbook stipulate the requirements for Britannia when it comes to contractor mortgages or self-employed mortgages.
Myself and my husband are currently about to apply for a mortgage with Britannia. Next month I commence working as a contractor. My husband is full time employed and so does have a healthy income. Is it going to be a case of just getting a non-contractor mortgage with Britannia in my husband’s sole name?
Even though I am a contractor (HR consultant) do I really need to produce at least six months of both business and personal bank statements as part of the vetting process for Britannia.I am not convinced that my broker is correct.
Is it correct that Britannia quote higher interest rates when it comes to mortgages for contractors?
The above information covers to properties in England and Wales.
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