Birmingham Midshires Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Birmingham Midshires offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Birmingham Midshires and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is current approach to contractor mortgages and Birmingham Midshires? I am a contractor but my partner has a permanent job. Will Birmingham Midshires take my salary if we make an application in both our names?

I am a media contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably with Birmingham Midshires. Am I best advised to contact Birmingham Midshires directly or seek the assistance of a contractor specialist mortgage broker who is used to dealing with contractors and Birmingham Midshires.

Do any sections of the CML Lender's Handbook stipulate the requirements for Birmingham Midshires when it comes to contractor mortgages or self-employed mortgages.

As contractor looking for a mortgage with Birmingham Midshires will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.

How can I make myself more attractive to a lender such as Birmingham Midshires when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

The above information is in relation to properties in England and Wales.

Find out how to order your redemption statement request from Birmingham Midshires

For CQS-Accredited firms, click here for a CQS Dealing with Lenders Policy