Birmingham Midshires Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Birmingham Midshires offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Birmingham Midshires and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am seeking some mortgage advice. I am currently a media contractor, One year into a two contract. However, I'm unlikely to be moved onto a permanent contract until around May time. So I suppose my question is, will Birmingham Midshires even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

Going through the contractor mortgage process to move to a buy to let with a new bank. All documents done and sent. Received communication from the lender to say they can't move forward with application unless my current manager issues a letter confirming that my contract will definitely be prolonged and when new end date will be. Any advice?

Myself and my fiance are currently about to apply for our first mortgage with Birmingham Midshires. However, after studying, I've just this month started working as a contractor, although I'm yet to register etc with HMRC. My fiance is full time employed as an accountant, and so does have a healthy incomefor us to put forward. I was hoping to get some advice on how my contractor status will affect us getting an application approved please?

I am well aware that the days of self-certification contractor mortgages are long gone. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. I am particularly interested in a mortgage deal with Birmingham Midshires

Could a contractor mortgage with Birmingham Midshires be a better option for me than a traditional Birmingham Midshires mortgage ?

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