Bank of Ireland Mortgages Contractor Mortgages - Help and FAQs

I have retained a broker regarding my remortgage because I have just won a fixed term contract of two years (an IT contractor). My contract begin date this year. I am seeking a three year fixed rate mortgage. Property value £325k, I want to borrow £150,000. I purchased the property four years ago for £220,500 and I currently owe 120K to Bank of Ireland Mortgages

Going through the contractor mortgage process to move to a buy to let with a new lender. All paperwork completed and submitted. Received communication from the lender to say they can't move ahead with process unless my current manager issues a letter saying my contract will definitely be prolonged and when new end date will be. Any thoughts?

Myself and my husband are currently about to apply for a mortgage with Bank of Ireland Mortgages. Next month I commence working as a contractor. My husband is full time employed and so does have a meaningful income. Is it going to be a case of just getting a non-contractor mortgage with Bank of Ireland Mortgages in my husband’s name only?

I'm an IT contractor, according to my accounts, my average net profit and director's salary is £55,731. I am looking to purchase a house in loc. What are the chances of being able to borrow 195k by way of a contractor mortgage with Meliden

I am lead to believe that mortgage lenders generally view contractors as high risk applicants; so require 3 years’ accounts to substantiate mortgage affordability. In my case as an IT contractor, this evidence is unlikely to reflect an accurate picture of my income potential. Will a broker specialising in contractor mortgages remove the hassle by making use of the expertise and contacts they have built up.