Atom Bank Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Atom Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Atom Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am seeking some mortgage advice. I am currently on a grad scheme, One year into a 2 contract. the chances of me being moved onto an employed basis are slim. My question is, will Atom Bank even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
What is current approach to contractor mortgages and Atom Bank? I am a contractor but my partner has a permanent job. Will Atom Bank take my salary if we make an application in both our names?
Does the CML Lender's Handbook stipulate the requirements for Atom Bank when it comes to contractor mortgages or self-employed mortgages.
I understand that for some lenders ‘contractors’ can be a red flag to their lending decision. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. I am particularly interested in a mortgage deal with Atom Bank
Is it correct that Atom Bank quote higher interest rates in respect of mortgages for contractors?
The above information is in relation to properties in England and Wales.
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