Ahli United Bank Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Ahli United Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Ahli United Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

For two years now I have been a self employed contractor. Mortgage options are being looked at but it's problematic. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Ahli United Bank in his name using our joint deposit and for me to be added at a later date?

What criteria does a mortgage lender (for example Ahli United Bank) use to class a borrower as a contractor or self-employed. For instance does one have to own more than a particular percentage of a business?

Myself and my husband are currently about to apply for a mortgage with Ahli United Bank. Next month I commence working as a contractor. My husband is full time employed and so does have a meaningful income. Is it going to be a case of just getting a non-contractor mortgage with Ahli United Bank in my husband’s sole name?

I am finding the process of trying to obtain a contractor mortgage extremely frustrating. I can't seem to find any lenders who really understand my situation and the challenges faced being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

Even though I am a contractor (HR consultant) is it necessary for me to produce at least six months of both business and personal bank statements as part of the vetting process for Ahli United Bank.I am not convinced that my broker is correct.

The content set out above covers to properties in England and Wales.

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