Adam & Company Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Adam & Company offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Adam & Company and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I have been dealing with a mortgage adviser concerning my remortgage because I am on a fixed term contract of 3 years (on a grad scheme). My contract begin date earlier this year. I am looking for a 5 year fixed rate deal. Property value £200,000, I want to borrow £150,000. I bought the property three years ago for £220,500 and I currently owe 165k to Adam & Company
I am a freelance contractor. Mortgage options are being looked at but its tricky. I have considered is whether I could get a letter from my company confirming I will be moved onto a permanent contract prior to the expiry of my set term? Would this help my cause when applying for a mortgage with lend
I am an engineering contractor looking to buy a home in Nottingham. My next step is to secure a mortgage preferably from Adam & Company. Should I contact Adam & Company directly or seek the help of a contractor specialist mortgage broker who is used to dealing with contractors and Adam & Company.
Myself and my fiance are currently about to apply for our first mortgage with Adam & Company. However, after studying, I've just this month started working as a contractor, although I'm yet to register etc with HMRC. My fiance is full time employed as an accountant, and so does have a good salaryfor us to put forward. I was hoping to get some advice on how my contractor status will affect us getting an application approved please?
How can I make myself more attractive to a lender such as Adam & Company when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
The above information covers to properties in England and Wales.
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