Adam & Company Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Adam & Company offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Adam & Company and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am looking for some mortgage advice. I am currently an engineering contractor, One year into a two contract. the chances of me being moved onto an employed basis are slim. So I suppose my query is, will Adam & Company even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
I have been dealing with an IFA concerning my remortgage because I have just won a fixed term contract of two years (a finacial contractor). My contract begin date this year. I am seeking a five year fixed rate deal. Property worth £325k, I want to borrow £150,000. I purchased the property three years ago for £157,000 and I currently owe 165k to Adam & Company
I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 75k contractor mortgage with a lender such as Adam & Company?
My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?
As a contractor (IT consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Adam & Company even grant mortgages to contactors ?
The content set out above is in relation to properties in England and Wales.
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