Paragon Mortgages Ltd Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Paragon Mortgages Ltd offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Paragon Mortgages Ltd and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

For some years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Paragon Mortgages Ltd in his name using our joint deposit and for me to be added at a later date?

I am a finacial contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably from Paragon Mortgages Ltd. Would it be wise to contact Paragon Mortgages Ltd directly or seek the assistance of a contractor specialist mortgage broker who focuses on dealing with contractors and Paragon Mortgages Ltd.

My wife and I are soon to submit for our first mortgage application with Paragon Mortgages Ltd. Later this year I start working as a contractor. My wife is time employed as a lawyer and does have a meaningful income. Is it going to be a case of just getting a non-contractor mortgage with Paragon Mortgages Ltd in my wife’s sole name?

I am finding the process of looking for a contractor mortgage very frustrating. There doesn't seem to be many lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

As a contractor (in the Oil & Gas industry) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Paragon Mortgages Ltd even grant mortgages to contactors ?

The above information covers to properties in England and Wales.

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