Zephyr Mortgages Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Zephyr Mortgages offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Zephyr Mortgages and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am Oil & Gas contractor looking to buy a home in Nottingham. My next step is to secure a mortgage preferably from Zephyr Mortgages. Would it be wise to contact Zephyr Mortgages directly or seek the services of a contractor specialist mortgage broker who focuses on dealing with contractors and Zephyr Mortgages.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 85k contractor mortgage with a lender such as Zephyr Mortgages?

I am finding the process of looking for a contractor mortgage very frustrating. There doesn't seem to be many lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

Could a contractor mortgage with Zephyr Mortgages be a better option for me than a traditional Zephyr Mortgages mortgage ?

The above information is in relation to properties in England and Wales.

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