Whistletree Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Whistletree offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Whistletree and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am seeking some mortgage advice. I am currently a media contractor, 18 months into a three year contract. the chances of me being moved onto an employed basis are slim. My query is, will Whistletree even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

I have been dealing with an IFA concerning my remortgage because I am on a fixed term contract of four years (an IT contractor). My contract started date last year. I am looking for a five year fixed rate mortgage. Property worth £325k, I want to borrow 132K. I bought the property four years ago for 138K and I currently owe 115k to Whistletree

For some years now I have been a self employed contractor. Mortgage options are being looked at but it's problematic. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Whistletree in his name using our joint deposit and for me to be added at a later date?

I am a finacial contractor looking to buy a home in Nottingham. My next step is to secure a mortgage preferably with Whistletree. Should I contact Whistletree directly or seek the services of a contractor specialist mortgage broker who is used to dealing with contractors and Whistletree.

Do any sections of the CML Lender's Handbook set out the requirements for Whistletree when it comes to contractor mortgages or self-employed mortgages.

The content set out above covers to properties in England and Wales.

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