Whistletree Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Whistletree offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Whistletree and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am Oil & Gas contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably from Whistletree. Would it be wise to contact Whistletree directly or seek the assistance of a contractor specialist mortgage broker who is used to dealing with contractors and Whistletree.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 95k contractor mortgage with a lender such as Whistletree?

Does the CML Lender's Handbook set out the requirements for Whistletree when it comes to contractor mortgages or self-employed mortgages.

Even though I am a contractor (freelance journalist) is it necessary for me to produce at least six months of both business and personal bank statements as part of the due diligence process for Whistletree.I am not convinced that my broker is correct.

I'm an IT contractor, according to my accounts, my average net profit and director's salary is £45,000. I am looking to purchase a house in loc. What are the chances of being able to borrow 165k by way of a contractor mortgage with Englefield Green

The above information is in relation to properties in England and Wales.

Find out how to order your redemption statement request from Whistletree

For CQS-Accredited firms, click here for a CQS Dealing with Lenders Policy