Vida Homeloans Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Vida Homeloans offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Vida Homeloans and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

Myself and my husband are currently about to apply for a mortgage with Vida Homeloans. Next month I commence working as a contractor. My husband is full time employed and so does have a six figure salary. Is it going to be a case of just getting a non-contractor mortgage with Vida Homeloans in my husband’s sole name?

I am finding the process of looking for a contractor mortgage very frustrating. There doesn't seem to be many lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

As a contractor (freelance journalist) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Vida Homeloans even grant mortgages to contactors ?

Could a contractor mortgage with Vida Homeloans be a better option for me than a standard Vida Homeloans mortgage ?

The above information covers to properties in England and Wales.

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