Together Personal Finance Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Together Personal Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Together Personal Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am an IT contractor looking to buy a home in Bedford. My next step is to secure a mortgage ideally from Together Personal Finance. Am I best advised to contact Together Personal Finance directly or seek the services of a contractor specialist mortgage broker who focuses on dealing with contractors and Together Personal Finance.
I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 85k contractor mortgage with a lender such as Together Personal Finance?
As contractor looking for a mortgage with Together Personal Finance will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.
I'm an engineering contractor, based on my accounts, my average net profit and director's salary is £55,731. I am looking to purchase a house in loc. What are the chances of borrowing 195k by way of a contractor mortgage with Englefield Green
My research online suggests that banks and building societies generally view contractors as high risk applicants; so require 3 years’ accounts to substantiate mortgage affordability. In my case as a finacial contractor, this evidence is unlikely to reflect an accurate picture of my income potential. Will a contractor-focused mortgage broker utilise bespoke underwriting with lenders such as Together Personal Finance.
The content set out above is in relation to properties in England and Wales.
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