Together Personal Finance Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Together Personal Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Together Personal Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am seeking some mortgage advice. I am currently on a grad scheme, One year into a 2 contract. the chances of me being moved onto a permanent contract are slim. My question is, will Together Personal Finance even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
I have been dealing with an IFA concerning my remortgage because I have just won a fixed term contract of four years (a finacial contractor). My contract begin date earlier this year. I am seeking a 5 year fixed rate deal. Property value 165K, I want to borrow £150,000. I purchased the property four years ago for £157,000 and I currently owe 120K to Together Personal Finance
Myself and my fiance are currently about to apply for our first mortgage with Together Personal Finance. However, after studying, I've just this month started working as a contractor, although I'm yet to register etc with HMRC. My fiance is full time employed by the NHS as a doctor, and so does have a good salaryfor us to put forward. I was hoping to get some advice on how my contractor status will affect us getting an application approved please?
I am well aware that the days of self-certification contractor mortgages are long gone. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. In particular I have my eye on a mortgage deal with Together Personal Finance
Were I to inform Together Personal Finance that I’m contracting, are they likely to charge me a higher rate on my home loan?
The content set out above is in relation to properties in England and Wales.
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