Skipton Building Society Contractor Mortgages - Help and FAQs

I am Oil & Gas contractor looking to buy a home in Nottingham. My next step is to secure a mortgage ideally from Skipton Building Society. Should I contact Skipton Building Society directly or seek the help of a contractor specialist mortgage broker who focuses on dealing with contractors and Skipton Building Society.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 125k contractor mortgage with a lender such as Skipton Building Society?

in the throws of proceeding through the contractor mortgage process to move to a buy to let with a new bank. All documents done and submitted. Received communication from the lender to say they can't move forward with application unless my current manager issues a letter confirming that my contract will definitely get extended and when new end date will be. Any advice?

My wife and I are soon to submit for our first mortgage application with Skipton Building Society. Later this year I start working as a contractor. My wife is time employed as a lawyer and does have a meaningful salary. Is it going to be a case of just getting a non-contractor mortgage with Skipton Building Society in my wife’s sole name?

I am lead to believe that banks and building societies in the main view contractors as high risk applicants; so demand 3 years’ accounts to substantiate mortgage affordability. In my case as an IT contractor, this evidence is unlikely to give an accurate picture of my income potential. Will a broker specialising in contractor mortgages remove the hassle by maximising use of the expertise and contacts they have built up.