Secure Trust Bank Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Secure Trust Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Secure Trust Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

For some years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Secure Trust Bank in his name using our joint deposit and for me to be added at a later date?

I am an IT contractor looking to buy a home in London. My next step is to secure a mortgage ideally with Secure Trust Bank. Would it be wise to contact Secure Trust Bank directly or seek the assistance of a contractor specialist mortgage broker who is used to dealing with contractors and Secure Trust Bank.

Going through the contractor mortgage process to move to a buy to let with a new bank. All paperwork completed and submitted. Received communication from the lender to say they can't move forward with application unless my current manager writes me a letter saying my contract will definitely get extended and when new end date will be. Any thoughts?

As a contractor (freelance journalist) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Secure Trust Bank even grant mortgages to contactors ?

Is it true that as contractor I would need a huge deposit up to as much as 50 per cent to qualify for a mortgage with Secure Trust Bank.

The above information covers to properties in England and Wales.

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