Scottish Widows Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Scottish Widows offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Scottish Widows and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

For three years now I have been a self employed contractor. Mortgage options are being looked at but it's problematic. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Scottish Widows in his name using our joint deposit and for me to be added at a later date?

What is the situation with contractor mortgages and Scottish Widows? I am a contractor but my husband has a permanent job. Will Scottish Widows take my salary if we make a joint application?

Does the CML Lender's Handbook set out the requirements for Scottish Widows when it comes to contractor mortgages or self-employed mortgages.

As contractor looking for a mortgage with Scottish Widows will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.

As a contractor (freelance journalist) do I really need to produce at least six months of both business and personal bank statements as part of the vetting process for Scottish Widows.I am not convinced that my broker is correct.

The content set out above covers to properties in England and Wales.

Find out how to order your redemption statement request from Scottish Widows

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