RBS (One Account) Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether RBS (One Account) offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about RBS (One Account) and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am looking for some mortgage advice. I am currently on a grad scheme, One year into a two contract. However, I'm unlikely to be moved onto a permanent contract until around March time. So I suppose my question is, will RBS (One Account) even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
I am a self employed contractor. Mortgage options are being looked at but its problematic. I have considered is whether I could get a letter from my company confirming I will be transferred onto a permanent contract before the expiry of my set term? Would this help in applying for a mortgage with lend
What is the situation with contractor mortgages and RBS (One Account)? I am a contractor but my hubby has a permanent job. Will RBS (One Account) take my salary should we make an application in both our names?
What criteria does a mortgage lender (for example RBS (One Account)) use to class someone as a contractor or self-employed. For instance does one have to own over a particular percentage of a business?
Even though I am a contractor (HR consultant) do I really need to supply at least six months of both business and personal bank statements as part of the vetting process for RBS (One Account).I am not convinced that my broker is correct.
The above information covers to properties in England and Wales.
Find out how to order your redemption statement request from RBS (One Account)