RBS (One Account) Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether RBS (One Account) offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about RBS (One Account) and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
For three years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with RBS (One Account) in his name using our joint deposit and for me to be added at a later date?
I am Oil & Gas contractor looking to buy a home in London. My next step is to secure a mortgage preferably from RBS (One Account). Am I best advised to contact RBS (One Account) directly or seek the help of a contractor specialist mortgage broker who is used to dealing with contractors and RBS (One Account).
I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 85k contractor mortgage with a lender such as RBS (One Account)?
Notwithstanding that I am a contractor (IT consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do RBS (One Account) even grant mortgages to contactors ?
I have no idea whether RBS (One Account) are in the business of issuing contractor mortgages but in the event that they do how does a RBS (One Account) contractor mortgage differ from a traditional mortgage?
The above information is in relation to properties in England and Wales.
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