RBS - Direct Line Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether RBS - Direct Line offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about RBS - Direct Line and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am an IT contractor looking to buy a home in London. My next step is to secure a mortgage ideally with RBS - Direct Line. Am I best advised to contact RBS - Direct Line directly or seek the assistance of a contractor specialist mortgage broker who focuses on dealing with contractors and RBS - Direct Line.

in the throws of proceeding through the contractor mortgage process to move to a buy to let with a new mortgage company. All documents done and submitted. Received a call from the lender to say they can't move ahead with process unless my current manager writes me a letter saying my contract will definitely get extended and when new end date will be. Any thoughts?

Myself and my fiance are currently about to apply for our first mortgage with RBS - Direct Line. However, after studying, I've just this month started working as a contractor, although I'm yet to register etc with HMRC. My fiance is full time employed as a lawyer, and so does have a healthy salaryfor us to put forward. I was hoping to get some advice on how my contractor status will affect us getting an application approved please?

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

Were I to inform RBS - Direct Line that I’m contracting, will they charge me a higher rate on my home loan?

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