Mortgage Express (No 2) Contractor Mortgages - Help and FAQs

I have retained a mortgage adviser concerning my remortgage because I am on a fixed term contract of four years (an engineering contractor). My contract begin date earlier this year. I am looking for a 5 year fixed rate deal. Property value £325k, I want to borrow £150,000. I purchased the property 3 years ago for £220,500 and I currently owe 115k to Mortgage Express (No 2)

For three years now I have been a self employed contractor. Mortgage options are being looked at but it's problematic. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Mortgage Express (No 2) in his name using our joint deposit and for me to be added at a later date?

As contractor looking for a mortgage with Mortgage Express (No 2) will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.

I am finding the process of looking for a contractor mortgage very frustrating. I can't seem to find any lenders who really understand my situation and the challenges faced being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?