M&S Bank Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether M&S Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about M&S Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
What is the situation with contractor mortgages and M&S Bank? I am a contractor but my hubby has a permanent job. Will M&S Bank take my salary if we make an application in both our names?
What criteria does a mortgage lender (for example M&S Bank) adopt to categorise someone as a contractor or self-employed. For instance does one have to own more than a particular percentage of a company?
My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?
How can I make myself more attractive to a lender such as M&S Bank when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
Is it true that as contractor I would need a significant deposit up to as much as 50 per cent to qualify for a mortgage with M&S Bank.
The content set out above covers to properties in England and Wales.
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