Kensington Mortgage Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Kensington Mortgage offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Kensington Mortgage and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am a finacial contractor looking to buy a home in Nottingham. My next step is to secure a mortgage ideally with Kensington Mortgage. Would it be wise to contact Kensington Mortgage directly or seek the services of a contractor specialist mortgage broker who is used to dealing with contractors and Kensington Mortgage.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 95k contractor mortgage with a lender such as Kensington Mortgage?

How can I make myself more attractive to a lender such as Kensington Mortgage when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

I understand that for some banks ‘contractors’ can be a red flag to their lending decision. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. In particular I have my eye on a mortgage deal with Kensington Mortgage

Could a contractor mortgage with Kensington Mortgage be a better option for me than a traditional Kensington Mortgage mortgage ?

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