Kensington Mortgage Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Kensington Mortgage offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Kensington Mortgage and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
For three years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Kensington Mortgage in his name using our joint deposit and for me to be added at a later date?
What is current approach to contractor mortgages and Kensington Mortgage? I am a contractor but my husband has a permanent job. Will Kensington Mortgage take my salary were we to make a joint application?
Myself and my husband are currently about to apply for a mortgage with Kensington Mortgage. Next month I commence working as a contractor. My husband is full time employed and so does have a six figure income. Is it going to be a case of just getting a non-contractor mortgage with Kensington Mortgage in my husband’s name only?
How can I make myself more attractive to a lender such as Kensington Mortgage when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
Were I to inform Kensington Mortgage that I’m contracting, are they likely to charge me a higher rate on my mortgage?
The above information is in relation to properties in England and Wales.
Find out how to order your redemption statement request from Kensington Mortgage