Investec Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Investec offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Investec and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I have retained a mortgage adviser concerning my remortgage because I am on a fixed term contract of 3 years (an engineering contractor). My contract started date last year. I am looking for a five year fixed rate mortgage. Property value £200,000, I want to borrow 132K. I purchased the property 3 years ago for £220,500 and I currently owe 115k to Investec
For three years now I have been a self employed contractor. Mortgage options are being looked at but it's problematic. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Investec in his name using our joint deposit and for me to be added at a later date?
I am finding the process of looking for a contractor mortgage extremely frustrating. I can't seem to find any lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.
How can I make myself more attractive to a lender such as Investec when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
As a contractor (freelance journalist) do I really need to produce at least six months of both business and personal bank statements as part of the due diligence process for Investec.I am not convinced that my broker is correct.
The above information covers to properties in England and Wales.
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