Intelligent Finance Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Intelligent Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Intelligent Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I have been dealing with a broker regarding my remortgage because I am on a fixed term contract of 3 years (an IT contractor). My contract begin date earlier this year. I am seeking a 5 year fixed rate deal. Property worth 165K, I want to borrow £150,000. I bought the property 3 years ago for 138K and I currently owe 120K to Intelligent Finance
I am a freelance contractor. Mortgage options are being looked at but its tricky. I have considered is whether I could get a letter from my company confirming I will be transferred onto a permanent contract before the expiry of my set term? Would this assist my cause when applying for a mortgage with lend
What is current approach to contractor mortgages and Intelligent Finance? I am a contractor but my husband has a permanent job. Will Intelligent Finance take my salary should we make a joint application?
I am an engineering contractor looking to buy a home in Bedford. My next step is to secure a mortgage ideally from Intelligent Finance. Am I best advised to contact Intelligent Finance directly or seek the services of a contractor specialist mortgage broker who focuses on dealing with contractors and Intelligent Finance.
As contractor looking for a mortgage with Intelligent Finance will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.
The above information is in relation to properties in England and Wales.
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