HSBC UK Bank Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether HSBC UK Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about HSBC UK Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I have retained an IFA regarding my remortgage because I have just won a fixed term contract of two years (an engineering contractor). My contract started date earlier this year. I am seeking a five year fixed rate deal. Property value £200,000, I want to borrow £150,000. I bought the property 3 years ago for 138K and I currently owe 120K to HSBC UK Bank

I am a media contractor looking to buy a home in Bedford. My next step is to secure a mortgage ideally with HSBC UK Bank. Am I best advised to contact HSBC UK Bank directly or seek the assistance of a contractor specialist mortgage broker who focuses on dealing with contractors and HSBC UK Bank.

in the throws of proceeding through the contractor mortgage process to move to a buy to let with a new mortgage company. All documents done and submitted. Received a call from the lender to say they can't move ahead with application unless my current manager issues a letter confirming that my contract will definitely be prolonged and when new end date will be. Any thoughts?

I am finding the process of looking for a contractor mortgage extremely frustrating. There doesn't seem to be many lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

Could a contractor mortgage with HSBC UK Bank be a better option for me than a standard HSBC UK Bank mortgage ?

The content set out above is in relation to properties in England and Wales.

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