Harpenden Building Society Contractor Mortgages - Help and FAQs

I am a freelance contractor. Mortgage options are being looked at but its problematic. I have considered is whether I could get a letter from my company clarifying that I will be transferred onto a permanent contract prior to the end of my set term? Would this assist my cause when applying for a mortgage with lend

I am Oil & Gas contractor looking to buy a home in London. My next step is to secure a mortgage ideally with Harpenden Building Society. Am I best advised to contact Harpenden Building Society directly or seek the help of a contractor specialist mortgage broker who is used to dealing with contractors and Harpenden Building Society.

in the throws of proceeding through the contractor mortgage process to move to a buy to let with a new mortgage company. All paperwork completed and sent. Received communication from the lender to say they can't move ahead with application unless my current manager writes me a letter confirming that my contract will definitely be prolonged and when new end date will be. Any advice?

I am lead to believe that mortgage lenders generally consider contractors as high risk applicants; so demand 3 years’ accounts to validate mortgage affordability. In my case as an engineering contractor, this evidence is unlikely to paint an accurate picture of my income potential. Will a broker specialising in contractor mortgages persuade lenders such as Harpenden Building Society to offer funds on the more realistic basis of my contracted rate.

I don't know whether Harpenden Building Society grant contractor mortgages but if they do how does a Harpenden Building Society contractor mortgage differ from a standard mortgage?