Hampden Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Hampden offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Hampden and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I have been dealing with a broker concerning my remortgage because I am on a fixed term contract of four years (a finacial contractor). My contract begin date earlier this year. I am seeking a five year fixed rate mortgage. Property value 165K, I want to borrow 132K. I purchased the property four years ago for £220,500 and I currently owe 115k to Hampden
What is the situation with contractor mortgages and Hampden? I am a contractor but my hubby has a permanent job. Will Hampden take my salary should we make a joint application?
Myself and my husband are currently about to apply for a mortgage with Hampden. Next month I commence working as a contractor. My husband is full time employed and so does have a healthy income. Is it going to be a case of just getting a non-contractor mortgage with Hampden in my husband’s sole name?
I am finding the process of looking for a contractor mortgage extremely frustrating. There doesn't seem to be many lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.
I am well aware that the days of self-certification contractor mortgages are a thing of the past. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. I am particularly interested in a mortgage deal with Hampden
The content set out above is in relation to properties in England and Wales.
Find out how to order your redemption statement request from Hampden