Foundation Home loans Contractor Mortgages - Help and FAQs

I am looking for some mortgage advice. I am currently on a grad scheme, One year into a two contract. the chances of me being moved onto a permanent contract are slim. My query is, will Foundation Home loans even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

I have retained a broker concerning my remortgage because I have just won a fixed term contract of 3 years (an engineering contractor). My contract begin date earlier this year. I am looking for a five year fixed rate deal. Property worth 165K, I want to borrow £150,000. I purchased the property four years ago for 138K and I currently owe 165k to Foundation Home loans

For two years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Foundation Home loans in his name using our joint deposit and for me to be added at a later date?

How can I make myself more attractive to a lender such as Foundation Home loans when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

I'm a media contractor, based on my accounts, my average net profit and director's salary is £65,876. I am looking to purchase a house in loc. What are the chances of borrowing 180k by way of a contractor mortgage with Broadstone