Fleet Mortgages Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Fleet Mortgages offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Fleet Mortgages and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is the situation with contractor mortgages and Fleet Mortgages? I am a contractor but my hubby has a permanent job. Will Fleet Mortgages take my salary were we to make a joint application?

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 125k contractor mortgage with a lender such as Fleet Mortgages?

I am finding the process of trying to obtain a contractor mortgage extremely frustrating. There doesn't seem to be many lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

How can I make myself more attractive to a lender such as Fleet Mortgages when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

As a contractor (freelance journalist) do I really need to produce at least six months of both business and personal bank statements as part of the due diligence process for Fleet Mortgages.I am not convinced that my broker is correct.

The content set out above is in relation to properties in England and Wales.

Find out how to order your redemption statement request from Fleet Mortgages

For CQS-Accredited firms, click here for a CQS Dealing with Lenders Policy