RBS- First Active Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether RBS- First Active offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about RBS- First Active and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am a self employed contractor. Mortgage options are being looked at but its problematic. I have considered is whether I could get a letter from my company confirming I will be transferred onto a permanent contract before the end of my set term? Would this assist in applying for a mortgage with lend

What is the situation with contractor mortgages and RBS- First Active? I am a contractor but my OH has a permanent job. Will RBS- First Active take my salary if we make a joint application?

What criteria does a mortgage lender (for example RBS- First Active) adopt to categorise a borrower as a contractor or self-employed. For instance does one have to own over a particular percentage of a business?

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

Could a contractor mortgage with RBS- First Active be a better option for me than a traditional RBS- First Active mortgage ?

The content set out above covers to properties in England and Wales.

Find out how to order your redemption statement request from RBS- First Active

For CQS-Accredited firms, click here for a CQS Dealing with Lenders Policy