Ecology Building Society Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Ecology Building Society offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Ecology Building Society and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I have been dealing with an IFA regarding my remortgage because I have just won a fixed term contract of four years (on a grad scheme). My contract begin date earlier this year. I am looking for a 5 year fixed rate deal. Property worth £200,000, I want to borrow £150,000. I bought the property four years ago for £220,500 and I currently owe 120K to Ecology Building Society

I am an IT contractor looking to buy a home in London. My next step is to secure a mortgage ideally with Ecology Building Society. Would it be wise to contact Ecology Building Society directly or seek the help of a contractor specialist mortgage broker who is used to dealing with contractors and Ecology Building Society.

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

How can I make myself more attractive to a lender such as Ecology Building Society when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

I understand that for some mortgage companies ‘contractors’ can be a red flag to their lending decision. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. In particular I have my eye on a mortgage deal with Ecology Building Society

The above information covers to properties in England and Wales.

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