Danske Bank Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Danske Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Danske Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
For some years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Danske Bank in his name using our joint deposit and for me to be added at a later date?
I am Oil & Gas contractor looking to buy a home in Bedford. My next step is to secure a mortgage ideally with Danske Bank. Should I contact Danske Bank directly or seek the assistance of a contractor specialist mortgage broker who is used to dealing with contractors and Danske Bank.
My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?
My research online suggests that mortgage lenders mostly view contractors as high risk applicants; so demand 3 years’ accounts to substantiate mortgage affordability. In my case as an engineering contractor, this evidence is unlikely to paint an accurate picture of my income potential. Will a contractor-focused mortgage broker persuade lenders such as Danske Bank to offer funds on the more realistic basis of my contracted rate.
I have no idea if Danske Bank are in the business of issuing contractor mortgages but in the event that they do how does a Danske Bank contractor mortgage differ from a standard home loan?
The content set out above covers to properties in England and Wales.
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