Coutts Finance Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Coutts Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Coutts Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am looking for some mortgage advice. I am currently a finacial contractor, 18 months into a two contract. the chances of me being moved onto a permanent contract are slim. My question is, will Coutts Finance even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

I am a freelance contractor. Mortgage options are being looked at but its problematic. I have considered is whether I could get a letter from my company confirming I will be transferred onto a permanent contract before the expiry of my set term? Would this help my cause when applying for a mortgage with lend

What is current approach to contractor mortgages and Coutts Finance? I am a contractor but my husband has a permanent job. Will Coutts Finance take my salary should we make an application in both our names?

Is it correct that Coutts Finance quote higher interest rates in respect of mortgages for contractors?

I have no idea if Coutts Finance are in the business of issuing contractor mortgages but if they do how does a Coutts Finance contractor mortgage differ from a standard mortgage?

The content set out above is in relation to properties in England and Wales.

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