Coutts & Co Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Coutts & Co offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Coutts & Co and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am looking for some mortgage advice. I am currently on a grad scheme, 12 months into a 2 contract. the chances of me being moved onto a permanent contract are slim. My question is, will Coutts & Co even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
Myself and my husband are currently about to apply for a mortgage with Coutts & Co. Next month I commence working as a contractor. My husband is full time employed and so does have a healthy income. Is it going to be a case of just getting a non-contractor mortgage with Coutts & Co in my husband’s name alone?
I am well aware that the days of self-certification contractor mortgages are long gone. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. In particular I have my eye on a mortgage deal with Coutts & Co
Is it true that Coutts & Co quote higher interest rates in respect of mortgages for contractors?
Could a contractor mortgage with Coutts & Co be a better option for me than a standard Coutts & Co mortgage ?
The content set out above is in relation to properties in England and Wales.
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