Chelsea Building Society Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Chelsea Building Society offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Chelsea Building Society and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
For three years now I have been a self employed contractor. Mortgage options are being looked at but it's problematic. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Chelsea Building Society in his name using our joint deposit and for me to be added at a later date?
I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 75k contractor mortgage with a lender such as Chelsea Building Society?
My wife and I are soon to submit for our first mortgage application with Chelsea Building Society. Later this year I start working as a contractor. My wife is time employed as a lawyer and does have a six figure salary. Is it going to be a case of just getting a non-contractor mortgage with Chelsea Building Society in my wife’s name only?
Notwithstanding that I am a contractor (IT consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Chelsea Building Society even grant mortgages to contactors ?
Were I to tell Chelsea Building Society that I’m contracting, are they likely to charge me a higher rate on my home loan?
The above information covers to properties in England and Wales.
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