Bradford & Bingley Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Bradford & Bingley offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Bradford & Bingley and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
For two years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Bradford & Bingley in his name using our joint deposit and for me to be added at a later date?
As contractor looking for a mortgage with Bradford & Bingley will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.
I am finding the process of trying to obtain a contractor mortgage extremely frustrating. There doesn't seem to be many lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.
As a contractor (IT consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Bradford & Bingley even grant mortgages to contactors ?
I have no idea if Bradford & Bingley grant contractor mortgages but in the event that they do how does a Bradford & Bingley contractor mortgage differ from a standard home loan?
The above information covers to properties in England and Wales.
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