Bradford & Bingley Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Bradford & Bingley offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Bradford & Bingley and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am seeking some mortgage advice. I am currently a finacial contractor, 12 months into a two contract. However, I'm unlikely to be moved onto a permanent contract until around June time. So I suppose my question is, will Bradford & Bingley even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

I am a self employed contractor. Mortgage options are being looked at but its problematic. I have considered is whether I could get a letter from my company confirming I will be transferred onto a permanent contract prior to the end of my set term? Would this help my cause when applying for a mortgage with lend

Does the CML Lender's Handbook set out the requirements for Bradford & Bingley when it comes to contractor mortgages or self-employed mortgages.

As a contractor (freelance journalist) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Bradford & Bingley even grant mortgages to contactors ?

Is it correct that that as contractor I would require a significant deposit up to as much as 50 per cent to qualify for a mortgage with Bradford & Bingley.

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