Bluestone Mortgages Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Bluestone Mortgages offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Bluestone Mortgages and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I have been dealing with an IFA regarding my remortgage because I have just won a fixed term contract of 3 years (I am a post doc researcher, it is the nature of my work that we have fixed term contracts). My contract started date this year. I am looking for a five year fixed rate mortgage. Property worth £200,000, I want to borrow 132K. I purchased the property three years ago for 138K and I currently owe 165k to Bluestone Mortgages

I am a media contractor looking to buy a home in London. My next step is to secure a mortgage preferably with Bluestone Mortgages. Am I best advised to contact Bluestone Mortgages directly or seek the help of a contractor specialist mortgage broker who focuses on dealing with contractors and Bluestone Mortgages.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 75k contractor mortgage with a lender such as Bluestone Mortgages?

How can I make myself more attractive to a lender such as Bluestone Mortgages when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

Could a contractor mortgage with Bluestone Mortgages be a better option for me than a traditional Bluestone Mortgages mortgage ?

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