Bank of Ireland Mortgages Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Bank of Ireland Mortgages offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Bank of Ireland Mortgages and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is current approach to contractor mortgages and Bank of Ireland Mortgages? I am a contractor but my OH has a permanent job. Will Bank of Ireland Mortgages take my salary should we make a joint application?

As contractor looking for a mortgage with Bank of Ireland Mortgages will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

As a contractor (in the Oil & Gas industry) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Bank of Ireland Mortgages even grant mortgages to contactors ?

I don't know if Bank of Ireland Mortgages are in the business of issuing contractor mortgages but in the event that they do how does a Bank of Ireland Mortgages contractor mortgage differ from a traditional home loan?

The above information is in relation to properties in England and Wales.

Find out how to order your redemption statement request from Bank of Ireland Mortgages

For CQS-Accredited firms, click here for a CQS Dealing with Lenders Policy