Aviva Equity Release Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Aviva Equity Release offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Aviva Equity Release and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I am looking for some mortgage advice. I am currently a media contractor, 18 months into a three year contract. However, I'm unlikely to be moved onto a permanent contract until around May time. So I suppose my question is, will Aviva Equity Release even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 85k contractor mortgage with a lender such as Aviva Equity Release?

How can I make myself more attractive to a lender such as Aviva Equity Release when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

I understand that for some mortgage companies ‘contractors’ can be a red flag to their lending decision. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. In particular I have my eye on a mortgage deal with Aviva Equity Release

Is it correct that that as contractor I would require a significant deposit up to as much as 50 per cent to qualify for a mortgage with Aviva Equity Release.

The above information is in relation to properties in England and Wales.

Find out how to order your redemption statement request from Aviva Equity Release

For CQS-Accredited firms, click here for a CQS Dealing with Lenders Policy