Adam & Company International Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Adam & Company International offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Adam & Company International and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I am looking for some mortgage advice. I am currently an IT contractor, 18 months into a two contract. the chances of me being moved onto an employed basis are slim. My query is, will Adam & Company International even consider me for a mortgage before then? Is there such thing as a ‘contractor mortgage’?
I have retained an IFA regarding my remortgage because I have just won a fixed term contract of 3 years (a media contractor). My contract begin date last year. I am looking for a 5 year fixed rate mortgage. Property worth 165K, I want to borrow £150,000. I purchased the property four years ago for £157,000 and I currently owe 120K to Adam & Company International
What is the situation with contractor mortgages and Adam & Company International? I am a contractor but my husband has a permanent job. Will Adam & Company International take my salary should we make an application in both our names?
As contractor looking for a mortgage with Adam & Company International will they want to assess my experience, my history of contracting, the length of my current contract and the likelihood of it being renewed? If so I will start to get the paperwork together.
I am finding the process of looking for a contractor mortgage very frustrating. There doesn't seem to be many lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.
The above information is in relation to properties in England and Wales.
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