Buy to Let - Yorkshire Bank Conveyancing Requirements for Properties Let at Completion

Yorkshire Bank conveyancing instructions are explicit in Part 1 of the Lenders Handbook which provides that unless it is clear from the mortgage offer that the property is let or is to be let at completion then you must check with Yorkshire Bank as to whether Yorkshire Bank lend on "buy-to-let" premises and that the loan is for that purpose.

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Last updated on 26/09/2023 Section Two of the UK Finance Lenders’ Handbook for Yorkshire Bank deals with who you need to contact If different from paragraph 1.11, i.e the contact point if property is let or to be let. It also deals with whether Yorkshire Bank lend on buy-to-let

Mortgage Services
PO BOX 3105
Clydebank
Glasgow
G60 9AU
Tel - 0800 121 4203

Where the property, or part of it, is currently let, or is to be let at completion, then the letting must comply with the details set out in the Yorkshire Bank mortgage offer or any consent to let Yorkshire Bank issue. If the letting fails to comply, or no such details are mentioned, you are obliged notify the position to Yorkshire Bank

Part 2 of the UK Finance Lenders’ Handbook for Yorkshire Bank deals with who you need to contact If different from 1.11, i.e the contact point when you do not have details of current letting or letting to take place at completion:

Mortgage Services
PO BOX 3105
Clydebank
Glasgow
G60 9AU
Tel - 0800 121 4203

Conveyancing solicitors on the Yorkshire Bank solicitor panel,when it comes to buy to let properties need to check Part 2 of the UK Finance Lenders’ Handbook as to whether counterparts or certified copies of all tenancy agreements and leases in respect of existing tenancies must be sent to Yorkshire Bank after completion

In addressing the question whether the lender requires a certified copy tenancy contract to be sent Yorkshire Bank specifically states:

Yes

The information contained within this webpage is for general information purposes only for lawyers in England and Wales, it does not constitute advice and you should always check the UK Finance Lenders’ Handbook for Yorkshire Bank Buy to Let requirements as well as the mortgage offer. Whilst we endeavour to keep the information up to date and correct but does not make any representation or warranties of any kind about its completeness, accuracy, reliability or suitability. Any reliance you place on the information is strictly at your own risk. Lexsure will not be liable for any direct or indirect loss or damage arising out of or in connection with the use of this information. The same caveat applies to members of the public looking at this page. If you wish to find a buy to let conveyancing specialist on the Yorkshire Bank panel or a buy to let mortgage broker click here.

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