Buy to Let - St James Place Conveyancing Requirements for Properties Let at Completion

St James Place conveyancing instructions are set out in Part 1 of the Lenders Handbook which provides that unless it is clear from the mortgage offer that the property is tenanted or is to be let at completion then you must check with St James Place as to whether St James Place lend on "buy-to-let" properties and that the mortgage is for that purpose.

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Last updated on 01/12/2014 Part 2 of the UK Finance Lenders’ Handbook for St James Place deals with who you need to contact If different from section 1.11, i.e the contact point if property is let or to be let. It also deals with whether St James Place lend on buy-to-let

Mortgage Administration, St James's Place Bank, Administration Centre, PO Box 1869, Livingston EH54 7XS

Where the property, or part of it, is already let, or is to be let at completion, then the letting must comply with the details set out in the St James Place mortgage offer or any consent to let St James Place issue. If the letting does not comply, or no such details are specified, you must notify the position to St James Place

Part 2 of the UK Finance Lenders’ Handbook for St James Place deals with who you must contact If different from 1.11, i.e the contact point when you do not have details of current letting or letting to take place at completion:

Mortgage Administration, St James's Place Bank, Administration Centre, PO Box 1869, Livingston EH54 7XS

Firms authorised on the St James Place conveyancing panel,when it comes to buy to let properties need to check Part 2 of the UK Finance Lenders’ Handbook as to whether counterparts or certified copies of all tenancy agreements and leases in respect of existing tenancies must be sent to St James Place after completion

In addressing the question whether the lender requires a certified copy letting agreement to be sent St James Place says:

No, please forward to the borrower.

The information contained within this webpage is for general information purposes only for lawyers in England and Wales, it does not constitute advice and you should always check the UK Finance Lenders’ Handbook for St James Place Buy to Let requirements as well as the mortgage offer. Whilst we endeavour to keep the information up to date and correct but does not make any representation or warranties of any kind about its completeness, accuracy, reliability or suitability. Any reliance you place on the information is strictly at your own risk. Lexsure will not be liable for any direct or indirect loss or damage arising out of or in connection with the use of this information. The same caveat applies to members of the public looking at this page. If you wish to find a buy to let conveyancing specialist on the St James Place panel or a buy to let mortgage broker click here.