Buy to Let - Investec Conveyancing Requirements for Properties Let at Completion

Investec conveyancing instructions are set out in Part 1 of the CML Handbook which provides that unless it is clear from the mortgage offer that the property is let or is to be let at completion then you must check with Investec as to whether Investec lend on "buy-to-let" premises and that the loan is for that purpose.

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Previously updated on 12/06/2023 Part 2 of the UK Finance Lenders’ Handbook for Investec deals with who you need to contact If different from section 1.11, i.e the contact point if property is let or to be let. It also deals with whether Investec lend on buy-to-let

See 1.11

If the property, or part of it, is already let, or is to be let at completion, then the letting must comply with the details set out in the Investec mortgage offer or any consent to let Investec issue. If the letting does not comply, or no such details are specified, you must disclose the position to Investec

Part 2 of the UK Finance Lenders’ Handbook for Investec outlines who you need to contact If different from 1.11, i.e the contact point when you do not have details of current letting or letting to take place at completion:

See 1.11

Property lawyers on the Investec conveyancing panel,when it comes to buy to let properties need to check Part 2 of the UK Finance Lenders’ Handbook as to whether counterparts or certified copies of all tenancy agreements and leases in respect of existing tenancies must be sent to Investec after completion

In considering whether the bank requires a certified copy tenancy contract to be sent Investec says:

No, but you should retain a copy in the file of original deal documents that you hold for the Bank.

The information contained within this webpage is for general information purposes only for lawyers in England and Wales, it does not constitute advice and you should always check the UK Finance Lenders’ Handbook for Investec Buy to Let requirements as well as the mortgage offer. Whilst we endeavour to keep the information up to date and correct but does not make any representation or warranties of any kind about its completeness, accuracy, reliability or suitability. Any reliance you place on the information is strictly at your own risk. Lexsure will not be liable for any direct or indirect loss or damage arising out of or in connection with the use of this information. The same caveat applies to members of the public looking at this page. If you wish to find a buy to let conveyancing specialist on the Investec panel or a buy to let mortgage broker click here.

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For CQS-Accredited firms, click here for a CQS Leasehold Policy