Buy to Let - Harpenden Building Society Conveyancing Requirements for Properties Let at Completion

Harpenden Building Society buy-to-let obligations are expressed in Part 1 of the December 1st 2014 version of the CML Handbook which provides that unless it is clear from the mortgage offer that the property is let or is to be let at completion then you must check with Harpenden Building Society as to whether Harpenden Building Society lend on "buy-to-let" premises and that the loan is for that purpose.

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Last updated on 22/02/2024 Part 2 of the UK Finance Lenders’ Handbook for Harpenden Building Society deals with who you need to contact If different from section 1.11, i.e the contact point if property is let or to be let. It also deals with whether Harpenden Building Society lend on buy-to-let

As 1.11a

If the premises, or part of it, is already let, or is to be let at completion, then the letting must comply with the details set out in the Harpenden Building Society mortgage offer or any consent to let Harpenden Building Society issue. If the letting does not comply, or no such details are mentioned, you must notify the position to Harpenden Building Society

Part 2 of the UK Finance Lenders’ Handbook for Harpenden Building Society deals with who you need to contact If different from 1.11, i.e the contact point when you do not have details of current letting or letting to take place at completion:

As 1.11a

Firms authorised on the Harpenden Building Society conveyancing panel,when it comes to buy to let properties need to check Part 2 of the UK Finance Lenders’ Handbook as to whether counterparts or certified copies of all tenancy agreements and leases in respect of existing tenancies must be sent to Harpenden Building Society after completion

In considering whether the bank requires a counterpart tenancy contract to be sent Harpenden Building Society says:

Yes, after completion

The information contained within this webpage is for general information purposes only for lawyers in England and Wales, it does not constitute advice and you should always check the UK Finance Lenders’ Handbook for Harpenden Building Society Buy to Let requirements as well as the mortgage offer. Whilst we endeavour to keep the information up to date and correct but does not make any representation or warranties of any kind about its completeness, accuracy, reliability or suitability. Any reliance you place on the information is strictly at your own risk. Lexsure will not be liable for any direct or indirect loss or damage arising out of or in connection with the use of this information. The same caveat applies to members of the public looking at this page. If you wish to find a buy to let conveyancing specialist on the Harpenden Building Society panel or a buy to let mortgage broker click here.