Buy to Let - Adam & Company International Conveyancing Requirements for Properties Let at Completion

Adam & Company International buy-to-let obligations are expressed in Part 1 of the December 1st 2014 version of the CML Handbook which provides that unless it is clear from the mortgage offer that the property is let or is to be let at completion then you must check with Adam & Company International as to whether Adam & Company International lend on "buy-to-let" properties and that the mortgage is for that purpose.

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Previously updated on 17/02/2020 Part 2 of the UK Finance Lenders’ Handbook for Adam & Company International deals with who you need to contact If different from paragraph 1.11, i.e the contact point if property is let or to be let. It also deals with whether Adam & Company International lend on buy-to-let

See 1.11. See also our 'Separate Instructions'.

If the property, or part of it, is currently let, or is to be let at completion, then the letting must comply with the details set out in the Adam & Company International mortgage offer or any consent to let Adam & Company International issue. If the letting fails to comply, or no such details are specified, you are obliged notify the position to Adam & Company International

Part 2 of the UK Finance Lenders’ Handbook for Adam & Company International outlines who you must contact If different from 1.11, i.e the contact point when you do not have details of current letting or letting to take place at completion:

See 1.11

Firms authorised on the Adam & Company International solicitor panel,when it comes to buy to let properties need to check Part 2 of the UK Finance Lenders’ Handbook as to whether counterparts or certified copies of all tenancy agreements and leases in respect of existing tenancies must be sent to Adam & Company International after completion

In considering whether the mortgage company requires a certified copy tenancy contract to be sent Adam & Company International says:

Yes, a certified copy of the counterpart after completion.

The information contained within this webpage is for general information purposes only for lawyers in England and Wales, it does not constitute advice and you should always check the UK Finance Lenders’ Handbook for Adam & Company International Buy to Let requirements as well as the mortgage offer. Whilst we endeavour to keep the information up to date and correct but does not make any representation or warranties of any kind about its completeness, accuracy, reliability or suitability. Any reliance you place on the information is strictly at your own risk. Lexsure will not be liable for any direct or indirect loss or damage arising out of or in connection with the use of this information. The same caveat applies to members of the public looking at this page. If you wish to find a buy to let conveyancing specialist on the Adam & Company International panel or a buy to let mortgage broker click here.